Q: I am currently working for the Ministry of Health. I took an insurance policy from an insurance company. Now I want to leave Saudi Arabia for good. When I applied for cancelation of my policy and refund of premium due to me, I was surprised to (...)
Q: We got a contract to build a hospital building. The contract specifies us to provide insurance for the project and the automobiles. How can we obtain this insurance as the value of the site is zero because presently there is no building (...)
Q: We are dealing in electrical appliances. Recently one of our warehouse roofs collapsed and it damaged almost 60 percent of our material. We lodged the claim with our insurer. Initially they said that impact damaged is covered under the policy, (...)
Q: We are dealing in electrical appliances. Recently one of our warehouse roofs collapsed and it damaged almost 60 percent of our material. We lodged the claim with our insurer. Initially they said that impact damaged is covered under the policy, (...)
Q: I am a software engineer and usually travel around GCC countries. I usually carry my Laptop, I-mate mobile and some costly suits along with my glasses and watch. I know that there is a risk factor in this but I have never insured these items. Is (...)
Q: We are interested in buying units-linked insurance scheme for a major investment company. It will be investing the money in equity of IT companies and also providing coverage to members. Can you explain the benefits of ULIP?
A: Units-linked (...)
Q: Recently one of my cousins died in a fire accident, which occurred in his accommodation. The accommodation was badly planned and was a dangerous place to live in. However, the company has repatriated his body to his home country. But he did not (...)
Q: I have frequent nasal problem and whenever I visit the doctors, they prescribe cheaper antibiotics. My ailment continues. What can I do in such circumstances?
A: This is one of the major problems faced by some of the customers of medical (...)
Q: I am a doctor and new to the Kingdom. I am working in the emergency section of a hospital located in a remote area. I have shift duties. Normally we do not take critical cases. Almost all the cases are either referred to specialists or sent to (...)
Q: I have a platinum medical insurance card. Actually I was entitled for a lesser category card but by voluntarily paying additional premium I took the platinum card. Now my family has joined me and I have decided to insure them under lower category (...)
Q: One of my friends met with an accident when he had gone home on vacation. He had multiple fractures and he was not in a position to travel back. He stayed back home for more than 90 days the standard condition prescribed under his Medical Policy. (...)
Q: I am working for a multinational company. We are having full medical insurance. My wife and children are also covered under the policy. I am planning to bring in my mother-in-law for Haj. She will be staying here for at least three months. Our (...)
Q: I am a medical doctor working for a clinic. I have been working with around 13 to 18 insurers and always feel frustrated as some claims get rejected by some insurers while others accept them. It is very difficult to understand which insurer is (...)
Q: I had taken a fire policy for my household items from our insurer. Early this year I had to go to India for a knee surgery for four and half months. When I returned I found that my TV and some other electronic items were stolen. I informed the (...)
Q: I liked one of your questions related to insurance career. As a student I am interested in joining the insurance industry. Could you provide me the options and benefits available to the freshers, like me, who are interested in pursuing career in (...)
Q: I am a doctor working for a reputed hospital. Since the very beginning I was interested in health insurance management and policies. With the recent boom of medical insurance I want to make a career in medical insurance. Kindly let me know of any (...)
Q: In accordance with SAMA regulations it is understood that everyone working in insurance companies have to be fully qualified in the insurance field. We are dealing with an insurance company, which does not have any suitable person in key (...)
Q: Our Company is dealing in heavy equipment. Recently one of our engineers, who is not involved in the lifting operations, suffered severe back pain while pushing a heavy machinery. He had to be admitted to hospital. Doctors have advised immediate (...)
Q: I am a medical professional working for a major hospital. I would like to know whether there are any insurers in this country, who provide coverage to medical professionals on a long-term basis. Suppose there is a medical negligence and the (...)
Q: We have a motor insurance policy through our company. Recently my vehicle met with an accident on the highway. Since my vehicle was not in a condition to be driven, I called my friend and came back to my office and immediately informed the (...)
Q: We are having a Fidelity Guarantee policy with one of the major insurers. Recently while going through the policy I found that our total sum insured based on the all the individuals was more than SR3,000,000.
We are having almost 32 employees (...)
Q: I am working for a major company in accounts department. We normally do have different types of insurance claims. Currently I am involved in claim administration. Prior to this job I was involved in purchasing insurance for our company. I would (...)