With regard to the article "Back-to-school: Financial burden on several families" (Aug. 27), you must learn to spend within your limits. We must make budgets which include weekly, monthly and yearly expenses so that we spend according to our financial limits. If we apply proper planning, we will be able to control our expenses. Maria Khan, Online response II. Saudis need to learn how to budget their income. Ramadan, Eid and school happen every year. There is no surprise there. Plan ahead and cut expenses, such as international vacations, designer clothing, and maids and drivers. If people would stop living beyond their means, they would not find themselves in financial situations when necessities come around. Shani Badawi, Online response